Unlock Your Property's Value

Get a Loan Against Your Property at Attractive Interest Rates with Flexible Repayment Options

Check Eligibility

Why Choose Our Loan Against Property?

Low Interest Rates

Enjoy interest rates starting from 8.5% per annum with flexible tenure options up to 15 years.

High Loan Value

Get up to 60% of your property's market value as loan amount with minimal documentation.

Quick Disbursal

Fast processing and disbursal within 5-7 working days after document verification.

EMI Calculator

₹20,00,000
10.5%
10 Years
₹50,00,000

Loan Details

Monthly EMI: ₹26,992
Total Interest Payable: ₹12,39,040
Total Payment: ₹32,39,040
Eligible Loan Amount: ₹30,00,000

Benefits of Loan Against Property

Multipurpose Usage

Use the loan amount for business expansion, education, medical expenses, debt consolidation, or any other financial need.

Continue Ownership

You retain ownership of your property while using it as collateral to secure the funds you need.

Tax Benefits

Avail tax benefits on the interest paid on the loan under Section 37(1) of the Income Tax Act, if used for business purposes.

Balance Transfer

Transfer your existing loan to us and enjoy lower interest rates and better terms.

Frequently Asked Questions

What documents are required for a loan against property?

Key documents include property papers, identity proof, address proof, income documents, bank statements, and photographs. The exact documentation may vary based on the type of property and your profile.

How is the property value determined?

We consider the market value of your property as determined by our empanelled valuers. The market value is based on factors like location, property type, age, infrastructure, and recent transaction prices in the area.

Can I prepay the loan?

Yes, most lenders allow prepayment either partially or in full after a lock-in period, usually 6-12 months. Some lenders may charge a prepayment penalty, which varies by institution.

What types of properties are accepted as collateral?

Residential, commercial, and industrial properties are generally accepted. The property should be free from any legal disputes and have clear title deeds. The property must also be insured.

Ready to Unlock Your Property's Potential?

Contact our loan experts today to find the best loan against property option tailored to your needs.

Apply Now